diff --git a/.claude/settings.local.json b/.claude/settings.local.json
index 6a1c655..6600cc6 100644
--- a/.claude/settings.local.json
+++ b/.claude/settings.local.json
@@ -37,7 +37,9 @@
       "Bash(./mvnw clean compile -pl agileboot-api -am -DskipTests)",
       "Bash(./mvnw clean compile -pl agileboot-api,agileboot-domain -am -DskipTests)",
       "Bash(./mvnw clean compile -pl agileboot-domain -am -DskipTests)",
-      "Bash(./mvnw:*)"
+      "Bash(./mvnw:*)",
+      "Bash(tree:*)",
+      "Bash(cat:*)"
     ],
     "deny": [],
     "ask": []
diff --git a/agileboot-admin/src/main/java/com/agileboot/admin/controller/ab98/UserBalanceController.java b/agileboot-admin/src/main/java/com/agileboot/admin/controller/ab98/UserBalanceController.java
new file mode 100644
index 0000000..b59b769
--- /dev/null
+++ b/agileboot-admin/src/main/java/com/agileboot/admin/controller/ab98/UserBalanceController.java
@@ -0,0 +1,123 @@
+package com.agileboot.admin.controller.ab98;
+
+import com.agileboot.admin.customize.aop.accessLog.AccessLog;
+import com.agileboot.common.core.base.BaseController;
+import com.agileboot.common.core.dto.ResponseDTO;
+import com.agileboot.common.core.page.PageDTO;
+import com.agileboot.common.enums.common.BusinessTypeEnum;
+import com.agileboot.domain.ab98.user_balance.command.AddBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.AddUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.SubtractBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.UpdateUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import com.agileboot.domain.ab98.user_balance.dto.UserBalanceDTO;
+import com.agileboot.domain.ab98.user_balance.query.SearchUserBalanceQuery;
+import com.agileboot.domain.ab98.user_balance.UserBalanceApplicationService;
+import com.agileboot.domain.common.command.BulkOperationCommand;
+import io.swagger.v3.oas.annotations.Operation;
+import java.util.List;
+import javax.validation.constraints.NotNull;
+import lombok.RequiredArgsConstructor;
+import org.springframework.validation.annotation.Validated;
+import org.springframework.web.bind.annotation.DeleteMapping;
+import org.springframework.web.bind.annotation.GetMapping;
+import org.springframework.web.bind.annotation.PathVariable;
+import org.springframework.web.bind.annotation.PostMapping;
+import org.springframework.web.bind.annotation.PutMapping;
+import org.springframework.web.bind.annotation.RequestBody;
+import org.springframework.web.bind.annotation.RequestMapping;
+import org.springframework.web.bind.annotation.RestController;
+
+@RestController
+@RequestMapping("/ab98/balance")
+@RequiredArgsConstructor
+@Validated
+public class UserBalanceController extends BaseController {
+
+    private final UserBalanceApplicationService userBalanceApplicationService;
+
+    @Operation(summary = "用户余额列表")
+    @GetMapping
+    public ResponseDTO<PageDTO<UserBalanceDTO>> list(SearchUserBalanceQuery query) {
+        PageDTO<UserBalanceDTO> page = userBalanceApplicationService.getList(query);
+        return ResponseDTO.ok(page);
+    }
+
+    @Operation(summary = "用户余额详情")
+    @GetMapping("/{id}")
+    public ResponseDTO<UserBalanceDTO> detail(@PathVariable Long id) {
+        UserBalanceDTO userBalanceDTO = userBalanceApplicationService.getById(id);
+        return ResponseDTO.ok(userBalanceDTO);
+    }
+
+    @Operation(summary = "根据企业微信ID和汇邦云用户ID查询用户余额")
+    @GetMapping("/by-corpid-ab98")
+    public ResponseDTO<UserBalanceDTO> getByCorpidAndAb98UserId(String corpid, Long ab98UserId) {
+        UserBalanceDTO userBalanceDTO = userBalanceApplicationService.getByCorpidAndAb98UserId(corpid, ab98UserId);
+        return ResponseDTO.ok(userBalanceDTO);
+    }
+
+    @Operation(summary = "根据openid查询用户余额")
+    @GetMapping("/by-openid")
+    public ResponseDTO<UserBalanceDTO> getByOpenid(String openid) {
+        UserBalanceDTO userBalanceDTO = userBalanceApplicationService.getByOpenid(openid);
+        return ResponseDTO.ok(userBalanceDTO);
+    }
+
+    @Operation(summary = "新增用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.ADD)
+    @PostMapping
+    public ResponseDTO<UserBalanceDTO> add(@Validated @RequestBody AddUserBalanceCommand command) {
+        UserBalanceDTO userBalanceDTO = userBalanceApplicationService.add(command);
+        return ResponseDTO.ok(userBalanceDTO);
+    }
+
+    @Operation(summary = "修改用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.MODIFY)
+    @PutMapping("/{id}")
+    public ResponseDTO<UserBalanceDTO> edit(@PathVariable Long id, @Validated @RequestBody UpdateUserBalanceCommand command) {
+        command.setUserBalanceId(id);
+        UserBalanceDTO userBalanceDTO = userBalanceApplicationService.update(command);
+        return ResponseDTO.ok(userBalanceDTO);
+    }
+
+    @Operation(summary = "删除用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.DELETE)
+    @DeleteMapping("/{id}")
+    public ResponseDTO<Void> remove(@PathVariable Long id) {
+        userBalanceApplicationService.delete(id);
+        return ResponseDTO.ok();
+    }
+
+    @Operation(summary = "批量删除用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.DELETE)
+    @DeleteMapping("/batch/{ids}")
+    public ResponseDTO<Void> batchRemove(@PathVariable @NotNull List<Long> ids) {
+        userBalanceApplicationService.batchDelete(ids);
+        return ResponseDTO.ok();
+    }
+
+    @Operation(summary = "增加用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.MODIFY)
+    @PostMapping("/add-balance")
+    public ResponseDTO<String> addBalance(@Validated @RequestBody AddBalanceCommand command) {
+        boolean success = userBalanceApplicationService.addBalance(command);
+        return success ? ResponseDTO.ok("增加用户余额成功") : ResponseDTO.fail("增加用户余额失败");
+    }
+
+    @Operation(summary = "减少用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.MODIFY)
+    @PostMapping("/subtract-balance")
+    public ResponseDTO<String> subtractBalance(@Validated @RequestBody SubtractBalanceCommand command) {
+        boolean success = userBalanceApplicationService.subtractBalance(command);
+        return success ? ResponseDTO.ok("减少用户余额成功") : ResponseDTO.fail("减少用户余额失败");
+    }
+
+    @Operation(summary = "插入或更新用户余额")
+    @AccessLog(title = "用户余额管理", businessType = BusinessTypeEnum.MODIFY)
+    @PostMapping("/insert-or-update")
+    public ResponseDTO<UserBalanceDTO> insertOrUpdate(@Validated @RequestBody AddUserBalanceCommand command) {
+        UserBalanceDTO userBalanceDTO = userBalanceApplicationService.insertOrUpdate(command);
+        return ResponseDTO.ok(userBalanceDTO);
+    }
+}
diff --git a/agileboot-common/src/main/java/com/agileboot/common/exception/error/ErrorCode.java b/agileboot-common/src/main/java/com/agileboot/common/exception/error/ErrorCode.java
index 6da6782..51c4b4e 100644
--- a/agileboot-common/src/main/java/com/agileboot/common/exception/error/ErrorCode.java
+++ b/agileboot-common/src/main/java/com/agileboot/common/exception/error/ErrorCode.java
@@ -205,6 +205,10 @@ public enum ErrorCode implements ErrorCodeInterface {
         USER_ADMIN_CAN_NOT_BE_MODIFY(10515, "管理员不允许做任何修改", "Business.USER_ADMIN_CAN_NOT_BE_MODIFY"),
 
         COMMON_BAD_REQUEST(10516, "请求参数错误", "Business.COMMON_BAD_REQUEST"),
+        /**
+         * 余额金额无效
+         */
+        BALANCE_AMOUNT_INVALID(11006, "余额金额无效", "Business.BALANCE_AMOUNT_INVALID"),
         ;
 
 
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/UserBalanceApplicationService.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/UserBalanceApplicationService.java
new file mode 100644
index 0000000..1724d8f
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/UserBalanceApplicationService.java
@@ -0,0 +1,242 @@
+package com.agileboot.domain.ab98.user_balance;
+
+import cn.hutool.core.bean.BeanUtil;
+import cn.hutool.core.collection.CollUtil;
+import com.agileboot.common.core.page.PageDTO;
+import com.agileboot.domain.ab98.user_balance.command.AddBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.AddUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.SubtractBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.UpdateUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceService;
+import com.agileboot.domain.ab98.user_balance.dto.UserBalanceDTO;
+import com.agileboot.domain.ab98.user_balance.model.UserBalanceModel;
+import com.agileboot.domain.ab98.user_balance.model.UserBalanceModelFactory;
+import com.agileboot.domain.ab98.user_balance.query.SearchUserBalanceQuery;
+import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
+import lombok.RequiredArgsConstructor;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+import java.util.List;
+import java.util.stream.Collectors;
+
+/**
+ * <p>
+ * 用户余额应用服务
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Service
+@RequiredArgsConstructor
+public class UserBalanceApplicationService {
+
+    private final UserBalanceService userBalanceService;
+    private final UserBalanceModelFactory userBalanceModelFactory;
+
+    /**
+     * 新增用户余额
+     *
+     * @param command 新增命令
+     * @return 用户余额DTO
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public UserBalanceDTO add(AddUserBalanceCommand command) {
+        UserBalanceModel model = userBalanceModelFactory.create(command);
+        boolean success = model.save();
+        if (!success) {
+            throw new RuntimeException("新增用户余额失败");
+        }
+        return new UserBalanceDTO(model);
+    }
+
+    /**
+     * 更新用户余额
+     *
+     * @param command 更新命令
+     * @return 用户余额DTO
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public UserBalanceDTO update(UpdateUserBalanceCommand command) {
+        UserBalanceModel model = userBalanceModelFactory.create(command);
+        boolean success = model.update();
+        if (!success) {
+            throw new RuntimeException("更新用户余额失败");
+        }
+        return new UserBalanceDTO(model);
+    }
+
+    /**
+     * 根据ID删除用户余额
+     *
+     * @param userBalanceId 主键ID
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public void delete(Long userBalanceId) {
+        if (userBalanceId == null) {
+            throw new IllegalArgumentException("用户余额ID不能为空");
+        }
+
+        boolean success = userBalanceService.removeById(userBalanceId);
+        if (!success) {
+            throw new RuntimeException("删除用户余额失败");
+        }
+    }
+
+    /**
+     * 根据ID查询用户余额
+     *
+     * @param userBalanceId 主键ID
+     * @return 用户余额DTO
+     */
+    public UserBalanceDTO getById(Long userBalanceId) {
+        if (userBalanceId == null) {
+            return null;
+        }
+
+        UserBalanceEntity entity = userBalanceService.getById(userBalanceId);
+        return entity != null ? new UserBalanceDTO(entity) : null;
+    }
+
+    /**
+     * 根据企业微信ID和汇邦云用户ID查询用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @return 用户余额DTO
+     */
+    public UserBalanceDTO getByCorpidAndAb98UserId(String corpid, Long ab98UserId) {
+        if (corpid == null || ab98UserId == null) {
+            return null;
+        }
+
+        UserBalanceEntity entity = userBalanceService.getByCorpidAndAb98UserId(corpid, ab98UserId);
+        return entity != null ? new UserBalanceDTO(entity) : null;
+    }
+
+    /**
+     * 根据openid查询用户余额
+     *
+     * @param openid openid
+     * @return 用户余额DTO
+     */
+    public UserBalanceDTO getByOpenid(String openid) {
+        if (openid == null) {
+            return null;
+        }
+
+        UserBalanceEntity entity = userBalanceService.getByOpenid(openid);
+        return entity != null ? new UserBalanceDTO(entity) : null;
+    }
+
+    /**
+     * 查询用户余额列表
+     *
+     * @param query 查询参数
+     * @return 用户余额分页DTO
+     */
+    public PageDTO<UserBalanceDTO> getList(SearchUserBalanceQuery query) {
+        // 构建查询条件
+        Page<UserBalanceEntity> page = query.toPage();
+        UserBalanceEntity entity = new UserBalanceEntity();
+        BeanUtil.copyProperties(query, entity);
+
+        // 执行查询
+        List<UserBalanceEntity> entityList = userBalanceService.page(page, query.addQueryCondition()).getRecords();
+
+        // 转换为DTO
+        List<UserBalanceDTO> dtoList = entityList.stream()
+            .map(UserBalanceDTO::new)
+            .collect(Collectors.toList());
+
+        // 获取总数
+        Long total = page.getTotal();
+
+        return new PageDTO<>(dtoList, total);
+    }
+
+    /**
+     * 批量删除用户余额
+     *
+     * @param userBalanceIds 主键ID列表
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public void batchDelete(List<Long> userBalanceIds) {
+        if (CollUtil.isEmpty(userBalanceIds)) {
+            throw new IllegalArgumentException("用户余额ID列表不能为空");
+        }
+
+        boolean success = userBalanceService.removeByIds(userBalanceIds);
+        if (!success) {
+            throw new RuntimeException("批量删除用户余额失败");
+        }
+    }
+
+    /**
+     * 增加用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @param amount 增加的金额（单位：分）
+     * @return 是否成功
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public boolean addBalance(String corpid, Long ab98UserId, Long amount) {
+        return userBalanceService.addBalance(corpid, ab98UserId, amount);
+    }
+
+    /**
+     * 减少用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @param amount 减少的金额（单位：分）
+     * @return 是否成功
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public boolean subtractBalance(String corpid, Long ab98UserId, Long amount) {
+        return userBalanceService.subtractBalance(corpid, ab98UserId, amount);
+    }
+
+    /**
+     * 插入或更新用户余额
+     *
+     * @param command 用户余额命令
+     * @return 用户余额DTO
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public UserBalanceDTO insertOrUpdate(AddUserBalanceCommand command) {
+        UserBalanceEntity entity = new UserBalanceEntity();
+        BeanUtil.copyProperties(command, entity);
+        boolean success = userBalanceService.insertOrUpdate(entity);
+        if (!success) {
+            throw new RuntimeException("插入或更新用户余额失败");
+        }
+        return new UserBalanceDTO(entity);
+    }
+
+    /**
+     * 增加用户余额（使用命令类）
+     *
+     * @param command 增加余额命令
+     * @return 是否成功
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public boolean addBalance(AddBalanceCommand command) {
+        return userBalanceService.addBalance(command.getCorpid(), command.getAb98UserId(), command.getAmount());
+    }
+
+    /**
+     * 减少用户余额（使用命令类）
+     *
+     * @param command 减少余额命令
+     * @return 是否成功
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public boolean subtractBalance(SubtractBalanceCommand command) {
+        return userBalanceService.subtractBalance(command.getCorpid(), command.getAb98UserId(), command.getAmount());
+    }
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/AddBalanceCommand.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/AddBalanceCommand.java
new file mode 100644
index 0000000..5c3e710
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/AddBalanceCommand.java
@@ -0,0 +1,28 @@
+package com.agileboot.domain.ab98.user_balance.command;
+
+import lombok.Data;
+
+import javax.validation.constraints.NotBlank;
+import javax.validation.constraints.NotNull;
+
+/**
+ * <p>
+ * 增加用户余额命令
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Data
+public class AddBalanceCommand {
+
+    @NotBlank(message = "企业微信ID不能为空")
+    private String corpid;
+
+    @NotNull(message = "汇邦云用户ID不能为空")
+    private Long ab98UserId;
+
+    @NotNull(message = "金额不能为空")
+    private Long amount;
+
+}
\ No newline at end of file
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/AddUserBalanceCommand.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/AddUserBalanceCommand.java
new file mode 100644
index 0000000..01bf957
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/AddUserBalanceCommand.java
@@ -0,0 +1,38 @@
+package com.agileboot.domain.ab98.user_balance.command;
+
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+
+import javax.validation.constraints.NotBlank;
+import javax.validation.constraints.NotNull;
+
+/**
+ * <p>
+ * 新增用户余额命令
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@EqualsAndHashCode(callSuper = true)
+@Data
+public class AddUserBalanceCommand extends UserBalanceEntity {
+
+    @NotBlank(message = "企业微信ID不能为空")
+    private String corpid;
+
+    private String openid;
+
+    @NotNull(message = "汇邦云用户ID不能为空")
+    private Long ab98UserId;
+
+    private Long qyUserId;
+
+    private Long balance;
+
+    private Long useBalance;
+
+    private Long balanceLimit;
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/SubtractBalanceCommand.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/SubtractBalanceCommand.java
new file mode 100644
index 0000000..6b89e54
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/SubtractBalanceCommand.java
@@ -0,0 +1,28 @@
+package com.agileboot.domain.ab98.user_balance.command;
+
+import lombok.Data;
+
+import javax.validation.constraints.NotBlank;
+import javax.validation.constraints.NotNull;
+
+/**
+ * <p>
+ * 减少用户余额命令
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Data
+public class SubtractBalanceCommand {
+
+    @NotBlank(message = "企业微信ID不能为空")
+    private String corpid;
+
+    @NotNull(message = "汇邦云用户ID不能为空")
+    private Long ab98UserId;
+
+    @NotNull(message = "金额不能为空")
+    private Long amount;
+
+}
\ No newline at end of file
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/UpdateUserBalanceCommand.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/UpdateUserBalanceCommand.java
new file mode 100644
index 0000000..0c6821f
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/command/UpdateUserBalanceCommand.java
@@ -0,0 +1,41 @@
+package com.agileboot.domain.ab98.user_balance.command;
+
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+
+import javax.validation.constraints.NotBlank;
+import javax.validation.constraints.NotNull;
+
+/**
+ * <p>
+ * 更新用户余额命令
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@EqualsAndHashCode(callSuper = true)
+@Data
+public class UpdateUserBalanceCommand extends AddUserBalanceCommand {
+
+    @NotNull(message = "主键ID不能为空")
+    private Long userBalanceId;
+
+    @NotBlank(message = "企业微信ID不能为空")
+    private String corpid;
+
+    private String openid;
+
+    @NotNull(message = "汇邦云用户ID不能为空")
+    private Long ab98UserId;
+
+    private Long qyUserId;
+
+    private Long balance;
+
+    private Long useBalance;
+
+    private Long balanceLimit;
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceEntity.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceEntity.java
new file mode 100644
index 0000000..8549ca0
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceEntity.java
@@ -0,0 +1,75 @@
+package com.agileboot.domain.ab98.user_balance.db;
+
+import com.agileboot.common.core.base.BaseEntity;
+import com.baomidou.mybatisplus.annotation.IdType;
+import com.baomidou.mybatisplus.annotation.TableField;
+import com.baomidou.mybatisplus.annotation.TableId;
+import com.baomidou.mybatisplus.annotation.TableName;
+import java.io.Serializable;
+import io.swagger.annotations.ApiModel;
+import io.swagger.annotations.ApiModelProperty;
+import lombok.Getter;
+import lombok.Setter;
+
+/**
+ * <p>
+ * 用户余额表
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Getter
+@Setter
+@TableName("user_balance")
+@ApiModel(value = "UserBalanceEntity对象", description = "用户余额表")
+public class UserBalanceEntity extends BaseEntity<UserBalanceEntity> {
+
+    private static final long serialVersionUID = 1L;
+
+    @ApiModelProperty("主键ID")
+    @TableId(value = "user_balance_id", type = IdType.AUTO)
+    private Long userBalanceId;
+
+    @ApiModelProperty("企业微信id")
+    @TableField("corpid")
+    private String corpid;
+
+    @ApiModelProperty("openid")
+    @TableField("openid")
+    private String openid;
+
+    @ApiModelProperty("汇邦云用户ID")
+    @TableField("ab98_user_id")
+    private Long ab98UserId;
+
+    @ApiModelProperty("企业用户id")
+    @TableField("qy_user_id")
+    private Long qyUserId;
+
+    @ApiModelProperty("用户余额（单位：分）")
+    @TableField("balance")
+    private Long balance;
+
+    @ApiModelProperty("用户余额（单位：分）")
+    @TableField("use_balance")
+    private Long useBalance;
+
+    @ApiModelProperty("用户余额（单位：分）")
+    @TableField("balance_limit")
+    private Long balanceLimit;
+
+    @ApiModelProperty("创建者ID")
+    @TableField("creator_id")
+    private Long creatorId;
+
+    @ApiModelProperty("更新者ID")
+    @TableField("updater_id")
+    private Long updaterId;
+
+
+    @Override
+    public Serializable pkVal() {
+        return this.userBalanceId;
+    }
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceMapper.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceMapper.java
new file mode 100644
index 0000000..91700e6
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceMapper.java
@@ -0,0 +1,38 @@
+package com.agileboot.domain.ab98.user_balance.db;
+
+import com.baomidou.mybatisplus.core.mapper.BaseMapper;
+import org.apache.ibatis.annotations.Mapper;
+import org.apache.ibatis.annotations.Param;
+import org.apache.ibatis.annotations.Select;
+
+/**
+ * <p>
+ * 用户余额表 Mapper 接口
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Mapper
+public interface UserBalanceMapper extends BaseMapper<UserBalanceEntity> {
+
+    /**
+     * 根据企业微信ID和汇邦云用户ID查询用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @return 用户余额信息
+     */
+    @Select("SELECT * FROM user_balance WHERE corpid = #{corpid} AND ab98_user_id = #{ab98UserId}")
+    UserBalanceEntity selectByCorpidAndAb98UserId(@Param("corpid") String corpid, @Param("ab98UserId") Long ab98UserId);
+
+    /**
+     * 根据openid查询用户余额
+     *
+     * @param openid openid
+     * @return 用户余额信息
+     */
+    @Select("SELECT * FROM user_balance WHERE openid = #{openid}")
+    UserBalanceEntity selectByOpenid(@Param("openid") String openid);
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceService.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceService.java
new file mode 100644
index 0000000..350c4ac
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceService.java
@@ -0,0 +1,60 @@
+package com.agileboot.domain.ab98.user_balance.db;
+
+import com.baomidou.mybatisplus.extension.service.IService;
+
+/**
+ * <p>
+ * 用户余额表 服务类
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+public interface UserBalanceService extends IService<UserBalanceEntity> {
+
+    /**
+     * 根据企业微信ID和汇邦云用户ID查询用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @return 用户余额信息
+     */
+    UserBalanceEntity getByCorpidAndAb98UserId(String corpid, Long ab98UserId);
+
+    /**
+     * 根据openid查询用户余额
+     *
+     * @param openid openid
+     * @return 用户余额信息
+     */
+    UserBalanceEntity getByOpenid(String openid);
+
+    /**
+     * 插入或更新用户余额
+     *
+     * @param entity 用户余额实体
+     * @return 是否成功
+     */
+    boolean insertOrUpdate(UserBalanceEntity entity);
+
+    /**
+     * 增加用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @param amount 增加的金额（单位：分）
+     * @return 是否成功
+     */
+    boolean addBalance(String corpid, Long ab98UserId, Long amount);
+
+    /**
+     * 减少用户余额
+     *
+     * @param corpid 企业微信ID
+     * @param ab98UserId 汇邦云用户ID
+     * @param amount 减少的金额（单位：分）
+     * @return 是否成功
+     */
+    boolean subtractBalance(String corpid, Long ab98UserId, Long amount);
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceServiceImpl.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceServiceImpl.java
new file mode 100644
index 0000000..8bb5ebc
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/db/UserBalanceServiceImpl.java
@@ -0,0 +1,86 @@
+package com.agileboot.domain.ab98.user_balance.db;
+
+import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
+import lombok.RequiredArgsConstructor;
+import org.springframework.stereotype.Service;
+
+/**
+ * <p>
+ * 用户余额表 服务实现类
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Service
+@RequiredArgsConstructor
+public class UserBalanceServiceImpl extends ServiceImpl<UserBalanceMapper, UserBalanceEntity> implements UserBalanceService {
+
+    private final UserBalanceMapper userBalanceMapper;
+
+    @Override
+    public UserBalanceEntity getByCorpidAndAb98UserId(String corpid, Long ab98UserId) {
+        return userBalanceMapper.selectByCorpidAndAb98UserId(corpid, ab98UserId);
+    }
+
+    @Override
+    public UserBalanceEntity getByOpenid(String openid) {
+        return userBalanceMapper.selectByOpenid(openid);
+    }
+
+    @Override
+    public boolean insertOrUpdate(UserBalanceEntity entity) {
+        if (entity == null) {
+            return false;
+        }
+
+        // 检查是否已存在
+        UserBalanceEntity existing = userBalanceMapper.selectByCorpidAndAb98UserId(entity.getCorpid(), entity.getAb98UserId());
+        if (existing != null) {
+            // 更新
+            entity.setUserBalanceId(existing.getUserBalanceId());
+            return updateById(entity);
+        } else {
+            // 插入
+            return save(entity);
+        }
+    }
+
+    @Override
+    public boolean addBalance(String corpid, Long ab98UserId, Long amount) {
+        UserBalanceEntity entity = userBalanceMapper.selectByCorpidAndAb98UserId(corpid, ab98UserId);
+        if (entity == null) {
+            // 如果不存在，则创建
+            entity = new UserBalanceEntity();
+            entity.setCorpid(corpid);
+            entity.setAb98UserId(ab98UserId);
+            entity.setBalance(amount);
+            entity.setUseBalance(0L);
+            entity.setBalanceLimit(0L);
+            return save(entity);
+        }
+
+        // 更新余额
+        Long newBalance = (entity.getBalance() == null ? 0 : entity.getBalance()) + amount;
+        entity.setBalance(newBalance);
+        return updateById(entity);
+    }
+
+    @Override
+    public boolean subtractBalance(String corpid, Long ab98UserId, Long amount) {
+        UserBalanceEntity entity = userBalanceMapper.selectByCorpidAndAb98UserId(corpid, ab98UserId);
+        if (entity == null || entity.getBalance() == null) {
+            return false;
+        }
+
+        Long currentBalance = entity.getBalance();
+        if (currentBalance < amount) {
+            return false;
+        }
+
+        // 更新余额
+        Long newBalance = currentBalance - amount;
+        entity.setBalance(newBalance);
+        return updateById(entity);
+    }
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/dto/UserBalanceDTO.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/dto/UserBalanceDTO.java
new file mode 100644
index 0000000..0bdf1ef
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/dto/UserBalanceDTO.java
@@ -0,0 +1,59 @@
+package com.agileboot.domain.ab98.user_balance.dto;
+
+import cn.hutool.core.bean.BeanUtil;
+import com.agileboot.common.annotation.ExcelColumn;
+import com.agileboot.common.annotation.ExcelSheet;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import lombok.Data;
+
+/**
+ * <p>
+ * 用户余额DTO
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@ExcelSheet(name = "用户余额")
+@Data
+public class UserBalanceDTO {
+
+    public UserBalanceDTO() {}
+
+    public UserBalanceDTO(UserBalanceEntity entity) {
+        if (entity != null) {
+            BeanUtil.copyProperties(entity, this);
+        }
+    }
+
+    @ExcelColumn(name = "主键ID")
+    private Long userBalanceId;
+
+    @ExcelColumn(name = "企业微信ID")
+    private String corpid;
+
+    @ExcelColumn(name = "openid")
+    private String openid;
+
+    @ExcelColumn(name = "汇邦云用户ID")
+    private Long ab98UserId;
+
+    @ExcelColumn(name = "企业用户ID")
+    private Long qyUserId;
+
+    @ExcelColumn(name = "用户余额(分)")
+    private Long balance;
+
+    @ExcelColumn(name = "可用余额(分)")
+    private Long useBalance;
+
+    @ExcelColumn(name = "余额限制(分)")
+    private Long balanceLimit;
+
+    @ExcelColumn(name = "创建者ID")
+    private Long creatorId;
+
+    @ExcelColumn(name = "更新者ID")
+    private Long updaterId;
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/model/UserBalanceModel.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/model/UserBalanceModel.java
new file mode 100644
index 0000000..ff525ff
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/model/UserBalanceModel.java
@@ -0,0 +1,138 @@
+package com.agileboot.domain.ab98.user_balance.model;
+
+import cn.hutool.core.bean.BeanUtil;
+import com.agileboot.common.exception.ApiException;
+import com.agileboot.common.exception.error.ErrorCode;
+import com.agileboot.domain.ab98.user_balance.command.AddUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.UpdateUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceService;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+
+/**
+ * <p>
+ * 用户余额领域模型
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@EqualsAndHashCode(callSuper = true)
+@Data
+public class UserBalanceModel extends UserBalanceEntity {
+
+    private UserBalanceService userBalanceService;
+
+    public UserBalanceModel() {}
+
+    public UserBalanceModel(UserBalanceEntity entity, UserBalanceService userBalanceService) {
+        this.userBalanceService = userBalanceService;
+        if (entity != null) {
+            BeanUtil.copyProperties(entity, this);
+        }
+    }
+
+    public UserBalanceModel(UserBalanceService userBalanceService) {
+        this.userBalanceService = userBalanceService;
+    }
+
+    /**
+     * 从新增命令加载数据
+     *
+     * @param command 新增命令
+     */
+    public void loadAddCommand(AddUserBalanceCommand command) {
+        if (command != null) {
+            BeanUtil.copyProperties(command, this, "userBalanceId");
+        }
+    }
+
+    /**
+     * 从更新命令加载数据
+     *
+     * @param command 更新命令
+     */
+    public void loadUpdateCommand(UpdateUserBalanceCommand command) {
+        if (command != null) {
+            loadAddCommand(command);
+            if (command.getUserBalanceId() != null) {
+                this.setUserBalanceId(command.getUserBalanceId());
+            }
+        }
+    }
+
+    /**
+     * 验证余额是否足够
+     *
+     * @param amount 需要验证的金额（单位：分）
+     * @throws ApiException 余额不足异常
+     */
+    public void validateBalance(Long amount) {
+        if (amount == null || amount <= 0) {
+            throw new ApiException(ErrorCode.Business.BALANCE_AMOUNT_INVALID);
+        }
+
+        if (this.getBalance() == null || this.getBalance() < amount) {
+            throw new ApiException(ErrorCode.Business.BALANCE_AMOUNT_INVALID);
+        }
+    }
+
+    /**
+     * 增加余额
+     *
+     * @param amount 增加的金额（单位：分）
+     */
+    public void addBalance(Long amount) {
+        if (amount == null || amount <= 0) {
+            return;
+        }
+
+        Long currentBalance = this.getBalance() == null ? 0 : this.getBalance();
+        this.setBalance(currentBalance + amount);
+    }
+
+    /**
+     * 减少余额
+     *
+     * @param amount 减少的金额（单位：分）
+     */
+    public void subtractBalance(Long amount) {
+        if (amount == null || amount <= 0) {
+            return;
+        }
+
+        validateBalance(amount);
+
+        Long currentBalance = this.getBalance() == null ? 0 : this.getBalance();
+        this.setBalance(currentBalance - amount);
+    }
+
+    /**
+     * 保存到数据库
+     *
+     * @return 是否成功
+     */
+    public boolean save() {
+        return userBalanceService.save(this);
+    }
+
+    /**
+     * 更新到数据库
+     *
+     * @return 是否成功
+     */
+    public boolean update() {
+        return userBalanceService.updateById(this);
+    }
+
+    /**
+     * 从数据库删除
+     *
+     * @return 是否成功
+     */
+    public boolean remove() {
+        return userBalanceService.removeById(this.getUserBalanceId());
+    }
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/model/UserBalanceModelFactory.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/model/UserBalanceModelFactory.java
new file mode 100644
index 0000000..605a032
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/model/UserBalanceModelFactory.java
@@ -0,0 +1,67 @@
+package com.agileboot.domain.ab98.user_balance.model;
+
+import com.agileboot.domain.ab98.user_balance.command.AddUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.command.UpdateUserBalanceCommand;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceService;
+import lombok.RequiredArgsConstructor;
+import org.springframework.stereotype.Component;
+
+/**
+ * <p>
+ * 用户余额模型工厂
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@Component
+@RequiredArgsConstructor
+public class UserBalanceModelFactory {
+
+    private final UserBalanceService userBalanceService;
+
+    /**
+     * 创建新的用户余额模型
+     *
+     * @return 用户余额模型
+     */
+    public UserBalanceModel create() {
+        return new UserBalanceModel(userBalanceService);
+    }
+
+    /**
+     * 从实体创建用户余额模型
+     *
+     * @param entity 实体
+     * @return 用户余额模型
+     */
+    public UserBalanceModel create(UserBalanceEntity entity) {
+        return new UserBalanceModel(entity, userBalanceService);
+    }
+
+    /**
+     * 从新增命令创建用户余额模型
+     *
+     * @param command 新增命令
+     * @return 用户余额模型
+     */
+    public UserBalanceModel create(AddUserBalanceCommand command) {
+        UserBalanceModel model = new UserBalanceModel(userBalanceService);
+        model.loadAddCommand(command);
+        return model;
+    }
+
+    /**
+     * 从更新命令创建用户余额模型
+     *
+     * @param command 更新命令
+     * @return 用户余额模型
+     */
+    public UserBalanceModel create(UpdateUserBalanceCommand command) {
+        UserBalanceModel model = new UserBalanceModel(userBalanceService);
+        model.loadUpdateCommand(command);
+        return model;
+    }
+
+}
diff --git a/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/query/SearchUserBalanceQuery.java b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/query/SearchUserBalanceQuery.java
new file mode 100644
index 0000000..f49ed62
--- /dev/null
+++ b/agileboot-domain/src/main/java/com/agileboot/domain/ab98/user_balance/query/SearchUserBalanceQuery.java
@@ -0,0 +1,50 @@
+package com.agileboot.domain.ab98.user_balance.query;
+
+import cn.hutool.core.util.StrUtil;
+import com.agileboot.common.core.page.AbstractPageQuery;
+import com.agileboot.domain.ab98.user_balance.db.UserBalanceEntity;
+import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper;
+import io.swagger.annotations.ApiModelProperty;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+
+/**
+ * <p>
+ * 用户余额查询参数
+ * </p>
+ *
+ * @author valarchie
+ * @since 2025-11-24
+ */
+@EqualsAndHashCode(callSuper = true)
+@Data
+public class SearchUserBalanceQuery extends AbstractPageQuery<UserBalanceEntity> {
+
+    @ApiModelProperty("企业微信ID")
+    private String corpid;
+
+    @ApiModelProperty("openid")
+    private String openid;
+
+    @ApiModelProperty("汇邦云用户ID")
+    private Long ab98UserId;
+
+    @ApiModelProperty("企业用户ID")
+    private Long qyUserId;
+
+    @Override
+    public QueryWrapper<UserBalanceEntity> addQueryCondition() {
+        QueryWrapper<UserBalanceEntity> queryWrapper = new QueryWrapper<>();
+
+        queryWrapper
+            .eq(StrUtil.isNotEmpty(corpid), "corpid", corpid)
+            .eq(StrUtil.isNotEmpty(openid), "openid", openid)
+            .eq(ab98UserId != null, "ab98_user_id", ab98UserId)
+            .eq(qyUserId != null, "qy_user_id", qyUserId);
+
+        this.timeRangeColumn = "create_time";
+
+        return queryWrapper;
+    }
+
+}